PAYMENT POLICY
Our Commitment to Secure Checkout
At MinimalSave, we are dedicated to providing you with a shopping experience that is as secure and transparent as it is seamless. We understand that when you are choosing a hand-painted ceramic piggy bank for your family, the safety of your financial information is your top priority. This policy outlines our accepted payment methods, our rigorous security protocols, and our commitment to absolute pricing transparency.
Accepted Payment Methods & Currency
- Credit/Debit Cards: Visa, MasterCard, American Express, and Discover.
- Currency: All transactions are processed exclusively in U.S. Dollars (USD). If you are purchasing from outside the United States, your bank may apply a currency conversion fee.
Please Note: For security and administrative reasons, we do not accept personal checks, money orders, direct bank transfers, or Cash on Delivery (COD).
Payment Security & PCI Compliance
Your financial data is protected by industry-leading security measures from the moment you enter our checkout page:
- 256-bit SSL Encryption: We utilize 256-bit Secure Sockets Layer (SSL) technology to encrypt your personal and financial information during transmission. You will notice the “padlock” icon in your browser’s address bar, signifying a secure connection.
- PCI-DSS Compliance: MinimalSave strictly adheres to the Payment Card Industry Data Security Standard (PCI-DSS).
- Zero Local Storage: We NEVER store your full, raw credit card numbers or CVV codes on our local servers. All transactions are processed through highly encrypted and certified third-party payment gateways. We only retain the last four digits of your card for order verification purposes.
Billing, Taxes & $0 Hidden Fees
We believe in the principle of “What you see is what you pay.” At MinimalSave, we have a zero-tolerance policy for hidden fees:
- $0 Surcharges: There are no hidden handling fees, no unexpected processing surcharges, and absolutely no hidden subscription traps.
- Sales Tax: As a registered business operating out of Manchester, New Hampshire, we comply with all state and local tax regulations. Sales tax will be automatically calculated and clearly displayed at checkout based on your specific shipping destination and applicable local laws.
- Total Cost Formula: Your final checkout amount is calculated as follows: Product Price + Shipping (FREE) + Sales Tax (if applicable) = Final Payment Amount.
Payment Processing & Fraud Prevention
- Immediate Authorization: Your chosen payment method will be charged or authorized immediately upon the successful submission of your order. Once the transaction is complete, you will receive an automated order confirmation email containing your receipt.
- Payment Failures: If your payment is declined, please double-check your billing address, CVV code, and expiration date, or contact your issuing bank for assistance. Orders are not generated until payment is confirmed.
- Fraud Screening: To protect our customers and our business, our system automatically screens for high-risk transactions. MinimalSave reserves the right to contact customers for additional verification or to cancel any order that we suspect may be fraudulent or where payment cannot be verified.
Contact Us
If you have any questions regarding our billing practices or encounter any issues during the checkout process, please contact our support team immediately:
- Store Name: MinimalSave
- Email: [email protected]
- Phone: +1(603) 295-6697
- Address: 200 Bodwell Road, Manchester, NH 03109